Aetna Drug Rehab
Dealing with addiction and/or alcoholism is one of the most challenging things that anyone can deal with in their lives. If you or your loved one is struggling with substance abuse, then professional treatment is almost always the best possible option. While this treatment can often times be expensive, the good news is that if you have health insurance, it may cover some or even all of the cost. Aetna, which is one of the premiere health insurance providers in the country, has extensive behavioral health coverage for substance abuse treatment members for many of its members. Aetna has worked a lot in the past 5 years to expand its substance abuse treatment coverage for its members to make sure that everyone has a great chance at a happy and healthy life.
The Affordable Care Act, which was passed in 2010, has done a great deal to ensure that substance abuse treatment, including treatment at an Aetna drug rehab, is covered by most health insurance plans. The bill classifies substance abuse treatment as an essential health benefit which must be covered by most individual and small group health insurance plans. While this requirement is not necessarily universal and there are some policies that do not cover treatment at an Aetna drug rehab, those policies are not very common and most do offer some sort of substance abuse coverage.
Determining exactly what type and amount of coverage your Aetna policy offers can be confusing. While you are able to call Aetna directly in order to obtain your benefit levels and specific information on your particular coverage, you must be aware of the fact that Aetna will not be able to provide you with a full list of Aetna drug rehab providers available to you. They will be able to provide you with a short list of in-network providers; however, they will be unable to offer you information on any more specialized out of network programs. This is why calling our dedicated team here at Sober Times is a very good alternative as we can verify your insurance benefits and provide you with an extensive list of all possible Aetna drug rehab providers in order to make sure that you or your loved one find the best program for their needs.
The difference between in and out of network
While there are many differences between Aetna drug rehab programs which range from the level of care that they offer to the type of substance abuse that they specialize in, another important difference to consider is whether they are in or out of network. The main difference between the two types of facilities is the fact that providers that are in-network have a contract in place with the insurance company that sets strict limits on the types and amount of treatment that a provider can provide. Out of network programs however do not have these same restrictions, meaning they are often times able to provide not only higher quality treatment, but a lot of times they can provide different types of treatment that in-network providers cannot.
It is important to consider the fact that not all insurance policies cover treatment at out of network Aetna drug rehab programs. Some policies will only pay for treatment at an in-network program. This is something that out team can analyze. Regardless of what type of policy you or your loved one have, we are here to make sure that they find the best possible facility.
What types of Aetna drug rehab will my insurance cover?
Having an insurance policy which will cover treatment at an Aetna drug rehab allows a multitude of options as far as types and levels of substance abuse treatment facilities. The differences between these types of programs can be subtle or they can be quite profound. The first thing to consider is what level of care the Aetna drug rehab offers. This can range from services like medical detoxification and residential treatment all the way down to lower levels of care like intensive outpatient or even individual counseling sessions.
There are also Aetna drug rehab programs which specialize in certain types of addiction, or some which are called dual diagnosis programs which can treat both substance abuse and other mental health disorders such as depression and anxiety. These facilities can many times provide more in-depth and intensive treatment for certain individuals to make sure that you or your loved one have the best possible chance for success moving forward.
Deciding which of these programs is right for you is completely dependent on exactly what your needs are. Some people, depending on the types of substances they are abusing, may need a medical detox while others may not. The same goes for residential treatment, while it is typically suggested that someone goes to the highest level of care possible, that may not be realistic for everyone. The important thing is to get the guidance of a licensed professional before making a final decision.
Help finding an Aetna drug rehab facility
Finding out which Aetna drug rehab to attend and which form of treatment is necessary for you or your loved one’s situation is usually something that is best done with the help of a substance abuse treatment professional who can take your history and needs into account when deciding on a facility. Here at Sober Times we have a team of professionals available at any time of the day to help assess your situation and find the best Aetna drug rehab for you. They can assess the most appropriate level of care and verify your Aetna insurance benefits in order to find a program that works best for you and your situation.
Once they have verified your benefits they can help you through the admissions process at the substance abuse facility you choose in order to streamline the process as much as possible and get you or your loved one into treatment immediately because there is no time to waste when it comes to getting substance abuse treatment.