Cigna Drug Rehab
Cigna is among the largest medical insurance providers in the country and has many different health insurance policies for its members that have coverage for mental and behavioral health issues like substance abuse. Many of these policies will cover substance abuse treatment at a Cigna drug rehab program. Locating the right kind of treatment program which will accept your specific form of insurance doesn’t have to be difficult and we are here to help you with the process.
Deciding to confront your drug or alcohol abuse problem is one off the most difficult yet important steps an individual can take, however once that has been done the work of finding the right form and location of Cigna drug rehab begins. While there are dozens of programs across the country which can provide assistance, many of them offer specialized forms of treatment which are most effective for people in certain situations. Because of this, it is important that when you are looking for a treatment program that you find the correct one for you or your loved one’s needs.
Because Sober Times has a dedicated team of professionals which can help assess your specific situation and verify your insurance benefits 24-hours a day, we are always available to make this difficult process much easier and get you or your loved one into treatment as quickly and easily as possible.
Will my insurance cover Cigna drug rehab?
Because Cigna offer hundreds of different health insurance policies, many of them with some sort of coverage for substance abuse treatment, most Cigna members have some sort of resources available to them. However, because there are different types of policies it is not always as simple as finding the closest drug rehab program to you as different programs are able to accept different types of insurance policies. The best way to find out if your specific policy will cover treatment at a Cigna drug rehab is to contact us and allow our team to verify your insurance benefits to determine what program will be able to work best with your insurance.
Many policies will cover some or even all of the cost of addiction treatment as long as it is deemed medically necessary. Medical necessity is usually determined when a representative from Cigna and the treatment facility you or your loved one is in discuss specific treatment needs for the individual.
Depending on the specifics of your policy, your treatment may be covered completely, or Cigna may cover a portion of your treatment. Sometimes there is a deductible and a co-insurance amount which is the amount that the patient will be responsible for paying for their treatment. While this can vary from policy to policy, it is important to remember that there are options for you or your family regardless of their financial situation. Financial hardship should not stop you or your loved one from getting help. If you have any questions about this please feel free to reach out to us at any time and we can take a look into your specific Cigna policy in order to find the drug rehab program that best fits your needs.
Different forms of Cigna drug rehab programs
Every person’s treatment needs are different, and it is usually best to consult a treatment professional who can assess your situation and recommend the most appropriate treatment plan for you. While it is typically best to attend the highest level of care available, sometimes real-life circumstances will require someone to attend a lower level of care. Whatever the situation, it is best not to make final decisions about the type of treatment you will be attending without at least discussing it with an addiction treatment advisor in order to make sure that you are choosing the best option available to you. Luckily, there are multiple levels of care which most insurance policies will cover. The most common forms of treatment which is covered by Cigna are:
- Detox – For most people, detox at a Cigna drug rehab is the first step in substance abuse treatment. Substances like alcohol, opiates and benzodiazepines typically require medical supervision and treatment for the first few days after someone decides to stop. This can last anywhere from 3 to 10 days and includes things like regular visits with a doctor as well as medications to help alleviate as many withdrawal symptoms as possible.
- Residential – Residential treatment at a Cigna drug rehab is typically the next step after detox. Residential treatment typically involves the patient actually living at a treatment facility for between 30 and 90 days while they are undergoing things like individual and group therapy sessions. This time is extremely important as it allows an individual to set the foundation for their recovery and launches them into their new sober life.
- Outpatient – After residential treatment, outpatient treatment at a Cigna drug rehab is usually recommended. Outpatient treatment allows a patient to begin to transition back into their normal lives, going back to their families or their jobs while they are still attending regular individual and group counseling sessions a few times a week. Most programs are able to offer various times which can work with you or your loved ones daily schedule.
Help finding a Cigna drug rehab
Determining which Cigna drug rehab to attend and which form of treatment is necessary for you or your loved one’s situation is typically best decided by a substance abuse treatment professional who can take your history and needs into account when deciding on a program. Here at Sober Times we have a team of professionals available 24/7 to help assess your situation and find the best Cigna drug rehab for you. They can assess the most appropriate level of care and verify your Cigna insurance benefits in order to find a program that works best for you.
Once they have verified your benefits they can help you through the admissions process at the substance abuse facility you choose in order to streamline the process as much as possible and get you or your loved one into treatment immediately.